China’s central bank, the People’s Bank of China (PBOC), reduced both short-term and long-term interest rates by 10 basis points…
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A loan refers to a sum of money borrowed from a lender, typically a financial institution, with the agreement to repay the borrowed amount over time, usually with interest. Loans can be obtained for various purposes, such as purchasing a home (mortgage loan), buying a car (auto loan), financing education (student loan), or funding a business (business loan).