Chinese banks are poised to reduce interest rates on an estimated 300 trillion yuan ($42.3 trillion) in deposits, potentially starting…
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A mortgage is a type of loan that is used to finance the purchase of real estate, such as a home or property. It is typically provided by a financial institution, such as a bank or mortgage lender, and is secured by the property itself. In a mortgage agreement, the borrower (mortgagor) agrees to make regular payments over a specified period of time to repay the borrowed amount, plus interest, until the loan is fully repaid.